New tax year – new allowances and benefits

Oct 22, 2024

As the new tax year dawns on 6th April, a range of changes are introduced to the tax system. These include increases in some allowances, new rules for people reaching state pension age, and cuts to some tax rates.

Income Tax

  • The personal allowance for under-65s increases from £8,105 to £9,440.
  • The personal allowance for 65-74 year olds is frozen at £10,500.
  • The personal allowance for those aged 75 and over is frozen at £10,600.
  • The amount you need to earn before becoming a 40% taxpayer falls to £41,450 from £42,475.
  • The tax rate for additional rate payers, charged on earnings above £150,000, is cut from 50p to 45p.
  • The amount of tax additional rate payers pay on dividend income is cut to 37% from 42.5%.

Benefits and Tax Credit

  • Child benefit is frozen at £20.30 a week for the first child and £13.40 a week for each subsequent child.
  • The full basic state pension rises by 2.5% to £110.15 a week.

Capital Gains Tax

  • The CGT threshold rises from £10,600 to £10,900.

Inheritance Tax

  • The IHT threshold is frozen at £325,000 for the third year running, and will remain there until April 2018.

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